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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) time limit and file number
B) location of property and reason for escrow
C) amount of escrow and addresses of each party
D) limitation of liability and ability to resign

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. The commissioner may refuse to issue a license if the applicant

A) has allowed an insurance license to lapse.
B) is 20-years of age.
C) is not a resident of Pennsylvania.
D) provided incorrect information on licensing application.

4. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) tenancy in common.
B) joint tenancy.
C) fee simple estate.
D) real estate contract interest.

5. Which of the following is NOT effective with a Quit Claim Deed?

A) Conveyance of title interest.
B) Stops grantor from asserting rights.
C) Warranty of title.
D) Remove clouds on title.

Solutions: