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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Braindumps - in .pdf Free Demo

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • , Last Updated: Jul 24, 2026
  • Q & A: 92 Questions and Answers
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  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • , Last Updated: Jul 24, 2026
  • Q & A: 92 Questions and Answers
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Policy Provisions and Clauses18-22%- Deductibles and copayments
- Waiting periods
- Coverage terms and conditions
- Preexisting condition clauses
- Exclusions and limitations
- Benefit periods
Topic 2: Maryland Insurance Laws and Regulations20-25%- Producer licensing requirements
- Violations and penalty provisions
- Consumer protection regulations
- Maryland Insurance Code
- Privacy and confidentiality requirements
- Unfair claim settlement practices
Topic 3: Social Insurance Programs8-12%- Medicaid programs
- Social Security disability benefits
- CHIP (Children's Health Insurance Program)
- Medicare Part A, B, C, D
Topic 4: Types of Health Insurance Policies20-25%- Medicare and Medicaid
- Long-term care insurance
- Individual health insurance
- Group health insurance
- Dental and vision insurance
- Disability income insurance
Topic 5: Marketing Practices8-12%- Marketing regulations
- Producer responsibilities
- Prohibited practices
- Advertising guidelines
Topic 6: Field Underwriting and Application Process8-12%- Agent responsibilities in enrollment
- Medical underwriting
- Risk classification
- Application procedures

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Tropical disease
B) Auto accidents
C) Intentionally self-inflicted injuries
D) Cancer


2. When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

A) The insurer
B) The patient or parent of the patient
C) The principal insured individual
D) The premium payor


3. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

A) Applicant's family's consent
B) Power of attorney
C) Copy of the person's living will
D) Report of a physical examination


4. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Part A benefit
B) A Medicare Part B benefit
C) A Medicare Supplement core benefit
D) A Medicare Supplement additional benefit


5. When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

A) Dental
B) Disability income
C) Health maintenance organization
D) Major medical


Solutions:

Question # 1
Answer: C
Question # 2
Answer: A
Question # 3
Answer: D
Question # 4
Answer: C
Question # 5
Answer: B

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