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Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. Carson is purchasing a $600,000 property by obtaining an 80/20 loan. How much is Carson financing?

A) $120,000
B) $480,000
C) $420,000
D) $600,000

2. A veteran licensee always has a face-to-face meeting before he works with any buyer. What might be a good reason for this?

A) To look the buyer in the eye to see if the buyer is hiding anything
B) To determine the buyer's ethnicity
C) To get the buyer's FICO score, credit report, and tax receipts
D) To build trust and rapport

3. Which one of these describes a deed?

A) Abstract of title
B) Ownership document
C) Promissory note
D) Recording fee

4. Why does HUD test for housing discrimination?

A) To educate the public
B) To uncover hidden discrimination
C) To create revenue through fines
D) To punish blatant discrimination

5. Which of the following is used to protect the buyer from title defects after closing?

A) Buyer title insurance policy
B) Abstract of title
C) Attorney's opinion of title
D) Chain of title

Solutions: